Al-Arafah Islami Bank Limited

Vision

To be a pioneer in Islami Banking in Bangladesh and contribute significantly to the growth of the national economy.

Mission

Achieving the satisfaction of Almighty Allah both here & hereafter. Proliferation of Shariah Based Banking Practices. Quality financial services adopting the latest technology. Fast and efficient customer service. Maintaining high standard of business ethics. Balanced growth. Steady & competitive return on shareholders' equity. Innovative banking at a competitive price. Attract and retain quality human resources. Extending competitive compensation packages to the employees. Firm commitment to the growth of national economy. Involving more in Micro and SME financing.

Commitments

Ours is a customer focused modern Islamic Banking sound and steady growth in both mobilizing deposit and making quality Investment to keep our position as a leading Islami bank in Bangladesh. To deliver financial services with the touch of our heart to retail, small and medium scale enterprises, as well as corporate clients through our branches across the country. Our business initiatives are designed to match the changing trade & industrial needs of the clients

We present some data on the bank below: (In million taka) Particular 2010 2011 2012 2013 2014 Authorized Capital 5,000.00 10,000.00 10,000.00 15,000.00 15,000.00 Paid up Capital 4,677.28 5,893.37 7,130.98 8,343.25 9469.58 Reserve Funds & Other Reserve 1,779.08 2,437.43 4,079.63 4,827.20 5620.87 Shareholders' Equity (Capital & Reserve) 9,790.36 11,989.11 14,050.69 16,091.17 18159.52 Deposits 53,882.96 82,186.98 118,683.39 140,980.55 166,851.17 Investment 53,582.96 77,714.95 106,650.42 125,715.39 146,740.36 Total Income 7,685.57 11,332.59 16,692.58 19,723.41 22,211.79 Total Expenditure 4,462.30 7,005.81 11,937.04 14,774.85 15,878.34 Profit Before Tax & Provision 3,223.27 4,326.78 4,755.54 4,948.56 6,333.45 Profit Before Tax 2,852.47 3,946.62 3,944.10 4,360.41 4,486.59 Profit After Tax 1,959.04 2,198.75 1,945.41 2,276.68 2,324.95 Fixed Assets 655.39 968.13 2,394.62 2,517.22 2,661.11 Total Assets (Excluding off-balance sheet items) 74,005.01 106,768.18 149,320.36 173,161.63 210,439.79 Import Business 55,934.10 76,112.10 71,931.70 85,915.00 101,244.70 Export Business 32,042.40 52,202.10 58,476.60 68,980.30 75,843.90 Capital Measures   Core Capital (Tier-l) 9,582.85 11,924.50 13,073.14 15,113.62 17,181.97 Supplementary Capital (Tier-ll) 929.96 1,123.40 1,731.59 1,511.75 1,732.06 Tier-l Capital Ratio 13.21 12.31 10.38 13.33 12.74 Tier-ll Capital Ratio 1.28 1.16 1.37 1.33 1.28 Total Capital 10,512.81 13,047.90 14,804.73 16,625.37 18,914.03 Total Capital Ratio 14.49 13.47 11.75 14.66 14.03 % of NPIs to Total investment 1.14 0.95 1.63 2.77 4.50 Number of Shares Outstanding 467,727,936 589,337,199 713,098,010 834,324,671 946,958,503 Earning per Share (Taka) 4.14 2.79 2.03 2.46 2.20 Book Value per Share (Taka) 16.47 16.69 19.70 19.29 19.18 Price Earning Ratio (Times) 13.24 13.55 11.97 7.76 6.77 Price Equity Ratio (Times) 4.06 2.26 1.23 0.99 0.78 Dividend per Share a. Cash Dividend (%) 14.00 b. Bonus Share 26 21 17 13.50 Number of Branches 78 88 100 110 119 Number of Employees 1,711 1,807 2,110 2,387 2,649 Number of Shareholders 49,386 54,267 52,739 58,466 52,007

Head Office Al-Arafah Islami Bank Limited. 36, Dilkusha(6-9 Floor) C/A, Dhaka-1000, Bangladesh PABX : +880-2-7123255-7, 9568007, 9569353 Fax : + 880-2-9569351 E-mail : info@al-arafahbank.com Website : www.al-arafahbank.com SWIFT : ALARBDDH AIBL Profile At a glance Board of Directors AIBL Management Shariah Board Al Wadeah Current Deposit (CD) Mudaraba Saving Deposit (MSD) Mudaraba Millionaire Deposit Scheme(MMDS) Mudaraba Kotipoti Deposit Scheme Dhaka Division Chittagong Division Sylhet Division Khulna Division Rajshahi Division Reports & Statement Financial Statement Schedule of Charges AIBL Credit Rating Risk Based Capital (Basel-II) AIBL Investment Investment in Transportation Sector Investment in Hire Purchase Mosque and Madrasa (MMIS) Village and Small Investment AIBL MSME Al-Arafah UDDOG Al-Arafah UTHSOB Al-Arafah KHAMERBARI Al-Arafah SOLAR ENERGY